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The 2% Club: Only 2% of the Population Have Pensions and $1M Saved

The 2% Club: Only 2% of the Population Have Pensions and $1M Saved - Paperback

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Availability:In StockContributor:Joe F. Jr. SchmitzPublish date:11/18/2025Pages:156
Languages:EnglishPublisher:Expert PressISBN-13:9781964046839ISBN-10:1964046831UPC:9781964046839Book Category:Business & EconomicsBook Subcategory:Finance, Taxation, Personal FinanceBook Topic:Financial Risk Management, Small Business, TaxationSize:8.50 x 5.50 x 0.36 inchesWeight:0.4101Product ID:SC887MYPS7

Only 2% of Americans have both a pension and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to:

  • Simplify and optimize your retirement with the "5 Pillars of Pension Planning"
  • Enjoy the full value of your pension (it may be more valuable than you think)
  • Decrease your tax bill through strategic Roth conversions and smart withdrawal planning
  • Plan for pension options such as lump sum options and survivorship options
  • Optimize Social Security and protect your wealth from Medicare premium increases
  • Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money)
  • Create a legacy that benefits your family and favorite charities

Having a pension puts you in a rare financial position that requires advanced planning. Thisbook will help you become a better steward of what you worked so hard to build. You've alreadydone the heavy lifting. Now it is your time to retire with peace, purpose, and a plan.


Languages:EnglishPublisher:Expert PressISBN-13:9781964046839ISBN-10:1964046831UPC:9781964046839Book Category:Business & EconomicsBook Subcategory:Finance, Taxation, Personal FinanceBook Topic:Financial Risk Management, Small Business, TaxationSize:8.50 x 5.50 x 0.36 inchesWeight:0.4101Product ID:SC887MYPS7
Publisher: Expert Press

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