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Matthew Hall is a gifted programmer with a solid job, a wedding on the horizon, and a life that finally feels under control. But when he joins a fast-growing fintech company in Atlanta, he discovers a culture built on speed, shortcuts, and almost no oversight.
Out of curiosity-then temptation-Matt writes a tiny piece of code. Just a few cents at a time. Invisible. Untraceable. Harmless, he tells himself.
Until it isn't.
As the company hurtles toward a major sale, the money piles up faster than Matt ever expected-along with the pressure. New security controls close in. Auditors descend. Colleagues start acting strangely. And Matt begins to suspect that in a place this chaotic, he may not be the only one skimming.
Set in the shadowy early days of modern fintech, Skim is a slow-burn psychological thriller about ambition, rationalization, and the razor-thin line between testing a system and stealing from it.
Because in high-growth finance, the most dangerous crimes don't happen in back rooms.
They happen quietly-one transaction at a time.
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