Did Everything But Think: D.E.B.T. - Paperback

Joseph Lorick was born August 25th 1981 in Baltimore, MD. He graduated from one of the most prestigious high schools in the United States; Baltimore City College high. He went on to earn his bachelors in business administration from Bowie State University. As a senior, Joseph began his career in banking and has never stopped. He has worked in the collections, credit, mortgage, consumer Loans, debt management and strategies department within his eleven years of employment. During this time, he has spoken with thousands of customers and gained extensive knowledge about the financial habits of American citizens. He has also led hundreds of lectures and workshops to assist teenagers and adults with minimizing their debt dependency. Joseph is also a Christian and has been for the last eighteen years. He works in the church as a financial counselor and also serves as a worship coordinator. He is a strong believer in social progression through education and writes to further this cause.