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Chasing Summers on a 401(k): A Practical Guide to Retiring Early, Traveling the World, and Living Abroad

Chasing Summers on a 401(k): A Practical Guide to Retiring Early, Traveling the World, and Living Abroad - Paperback

by Horacio Couto
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Availability:In StockContributor:Horacio CoutoPublish date:6/28/2026Pages:140
Languages:EnglishPublisher:Horacio CoutoISBN-13:9798256105914UPC:9798256105914Book Category:Business & Economics, Travel, Self-HelpBook Subcategory:Personal Finance, Special Interest, Personal GrowthBook Topic:Retirement Planning, Budget, SuccessSize:9.00 x 6.00 x 0.30 inchesWeight:0.195Product ID:SC0TQEXD9V

What if you never had to see another winter?

Most people think a 401(k) is something you touch at 65. Horacio Couto thought differently.

After decades of work and long New England winters, he and his wife retired early, packed lightly, and followed the sun - living for months at a time across the Americas, Asia, and Europe.

Chasing Summers on a 401(k) is an honest, practical account of what long-term travel actually looks like when funded by ordinary savings and careful planning. It explores real monthly costs, everyday life abroad, and the quiet mindset shifts that happen when your life is no longer defined by job titles or a fixed address.

Inside, you'll learn:

    • How to design a lifestyle that follows comfortable weather year-round
    • What early retirement can look like in practice, with real expense snapshots
    • How to manage housing, healthcare, and daily life while constantly moving
    • Why freedom doesn't require extremes - just clarity and intention

This isn't a guidebook or a fantasy. It's a lived experience for readers who believe retirement doesn't have to mean slowing down - and that curiosity doesn't expire.

The world is big. The weather is perfect somewhere.

This book shows how close that life may already be.

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Languages:EnglishPublisher:Horacio CoutoISBN-13:9798256105914UPC:9798256105914Book Category:Business & Economics, Travel, Self-HelpBook Subcategory:Personal Finance, Special Interest, Personal GrowthBook Topic:Retirement Planning, Budget, SuccessSize:9.00 x 6.00 x 0.30 inchesWeight:0.195Product ID:SC0TQEXD9V
Couto, Horacio: - Horacio Couto is a retired engineer who spent decades solving complex problems for top American companies. In 2022, he applied that same analytical rigor to his most important project yet: redesigning his life around financial clarity and global slow travel. By trading his alarm clock for a passport, he set out to prove that a traditional retirement-built on disciplined savings and a standard 401(k) could support a more expansive, sustainable life abroad.Originally from Uruguay, Horacio has spent the last forty-two months living across eighteen countries throughout the Americas, Asia, and Europe. He has meticulously documented the real-world expenses and shifting perspectives of life on the move, documenting both the financial realities and the human evolution of life on the move.Horacio is currently still traveling with his wife, refining a lifestyle built on autonomy and the pursuit of "perfect weather." Even as he "engineers "a soft landing for an eventual return to his roots in Uruguay, he continues to live by curiosity rather than schedules. His journey serves as proof that the blueprint for a better life is already in your hands-it is never too late to take ownership of your time and start living fully.
Publisher: Horacio Couto

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Horacio Couto

Author

Horacio Couto

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